Moscker Insurance Agency is in the business of protecting your business and employees from loss or illness. In order to cover the wide spectrum of needs for your building, commercial property, equipment, inventory, or company vehicles, Moscker Insurance offers the following:
- Business Automobile Insurance
- Commercial General Liability Insurance
- Property Insurance
- Workers Compensation Insurance
If desired these policies can be combined by Moscker Insurance into a comprehensive Business Owner Package. This simple choice saves time and money on your total insurance needs. It is also easy to add a Commercial Umbrella Policy to help cover any high dollar lawsuits that unfortunately sometimes occur.
Business Automobile Insurance
Business Auto Insurance leaves practically no type of vehicle out when covering the interests of corporations, sole proprietorships, partnerships, and associations. This includes private passenger cars, trucks, trailers, semi trailers, and commercial vehicles designed for use on public roads. It makes no difference if the vehicle is owned, hired, leased, or borrowed by your business.
Commercial General Liability Insurance
With Commercial General Liability Insurance your business is protected against claims made by those on your property or affected by your operations. Injury and damage is covered by the policies and includes Personal and Advertising Injury, Products/Completed Operations, Medical Payments, and Fire Damage Liability Premises and Operations (if the damaged premises are rented to the insured).
Commercial Property Insurance
When the unexpected happens and property is lost, stolen, damaged, or destroyed, we have your business covered with Commercial Property Insurance. Property covered through this insurance can include equipment, commercial buildings, inventories, furniture, business records, fixtures, supplies, and other items of value. The policy covers indirect losses as well, but keep in mind the indirect or consequential losses must be related to the direct losses.
Worker's Compensation Insurance
Employees deserve the best protection you can provide in terms of medical benefits, death benefits, income benefits, and rehabilitation benefits. We offer coverage for all four in case of an accidental bodily injury or disease arising out of and in the course of employment. Of course the injury must have been caused by an accident and the disease must be an occupational one unique to the occupation. Because Worker's Compensation can be costly, we can provide you with suggestions to control expenses through safety engineering. We can also recommend claim services that are very cost-effective.