Insurance for Social Services Program
Moscker Insurance has a wealth of experience providing insurnce for profit and non-profit segments, including:
- ARC’s including Habitation
- Community Distribution/Food banks
- Counseling Centers
- Education/Day Schools for people with special needs
- Head-start Programs/Day Care Centers
- Hospice Organizations
- Vocational Rehabilitation and Training including Habitation
Unique and enhanced coverage designed specially for non-profit industry.
Property Features:
- Assistance in obtaining and maintaining CARF accreditation
- Infrared, thermographic testing at no additional cost
- Building Valuation
- Business income actual loss sustained for non-profit
General Liability Features:
- Employee background screening
- Assistance with developing policy and procedure manuals
- Habitational emergency evacuation training and other life safety evaluations
Business Automobile Features:
- LTD physical damage coverage for employees or volunteers (Up to $500)
- Employee motor vehicle pre-screening assistance
- Fleet safety assistance including defensive instruction driving, 15 passenger van safety, vehicle emergency evacuation training
Optional Coverages:
- Workers Compensation with underwriting approval
- Umbrella limits to $10 million (may include abuse or molestation with underwriting approval)
- Abuse or Molestation under General Liability (Up to $1 Million occurrence limit)
- Crisis Response Protection
- Social Service Allied Healthcare Professional Liability
- Cybersecurity covering
- Electronic Media Liability
- Electronic Information Security Liability
- Security Breach Expense
- Direct Bill installments or bi-monthly
- Electronic payments to coincide with direct deposits from revenue source
Please contact us for more information.
