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Insurance for Social Services Program

Moscker Insurance has a wealth of experience providing insurnce for profit and non-profit segments, including:

  • ARC’s including Habitation
  • Community Distribution/Food banks
  • Counseling Centers
  • Education/Day Schools for people with special needs
  • Head-start Programs/Day Care Centers
  • Hospice Organizations
  • Vocational Rehabilitation and Training including Habitation

Unique and enhanced coverage designed specially for non-profit industry.

Property Features:

  • Assistance in obtaining and maintaining CARF accreditation
  • Infrared, thermographic testing at no additional cost
  • Building Valuation
  • Business income actual loss sustained for non-profit

General Liability Features:

  • Employee background screening
  • Assistance with developing policy and procedure manuals
  • Habitational emergency evacuation training and other life safety evaluations

Business Automobile Features:

  • LTD physical damage coverage for employees or volunteers (Up to $500)
  • Employee motor vehicle pre-screening assistance
  • Fleet safety assistance including defensive instruction driving, 15 passenger van safety, vehicle emergency evacuation training

Optional Coverages:

  • Workers Compensation with underwriting approval
  • Umbrella limits to $10 million (may include abuse or molestation with underwriting approval)
  • Abuse or Molestation under General Liability (Up to $1 Million occurrence limit)
  • Crisis Response Protection
  • Social Service Allied Healthcare Professional Liability
  • Cybersecurity covering
  • Electronic Media Liability
  • Electronic Information Security Liability
  • Security Breach Expense
  • Direct Bill installments or bi-monthly
  • Electronic payments to coincide with direct deposits from revenue source

Please contact us for more information.

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Insurance Companies We Represent:

Peninsula Insurance Company   Harleysville Insurance   PMA Companies Insurance   AIC Insurance

State Auto Insurance Companies   Liberty Mutual Insurance   Penn National Insurance

Berkley Aspire Insurance   Accident Fund Insurance Company   Safeco Insurance

;Travelers Insurance   Harford Mutual Insurance Company   Donegal Insurance Group

Progressive Insurance   Hanover Insurance Group   Personal Umbrella

Selective Insurance   Chesapeake Employers Insurance   Brethren Mutual Insurance Company

Allied Insurance   The Hartford Insurance   Builders Mutual Insurance Company   Berkly Mid Atlantic Insurance Group

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